Astoria Family Dentist
Astoria Dentist - Financing

Managing Cosmetic Dentistry Cost - Financing Options at our New York City Practice

The team at believes that covering cosmetic dentistry cost or financing your treatment should be easy. Our New York City dentists, Dr. Gene Caiafa Jr. and Dr. Wayne M. Said, offer a variety of payment options and financing plans to make treatment as affordable as possible.

Payment Options

To accommodate all our patients, accepts a variety of payment methods.


If you pay in cash at least a week before treatment, we will grant you a 10 percent prepayment discount.

Check welcomes personal and certified checks, though we do not accept business checks.

Debit and Credit

We accept all major credit cards, including Visa, MasterCard, Discover, and American Express. We also accept debit cards.

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Low Monthly Payment Plans

We accept two popular cosmetic dentistry financing plans, CareCredit® and Capital One® Healthcare Finance SM , at our New York City practice.

CareCredit® Dental Financing Plans

Designed specifically for healthcare related expenses like cosmetic dentistry, CareCredit® offers financing plans that feature no interest and low monthly payments. There are no annual fees, setup costs, or prepayment penalties. Plans can be spread over a variety of time periods - anywhere from 3 to 60 months. In addition, CareCredit® can be used to help cover any health care-related expense: from $1 to $25,000.

Apply for CareCredit® online using their easy, secure system. Or contact a dentist or staff member at to learn more about CareCredit® and how it can help you manage cosmetic dentistry cost at our New York City practice.

Capital One® Healthcare Finance SM - Financing Dental Care

Capital One® Healthcare Finance SM offers a plan specifically designed for managing dental expenses. This plan offers loans with fixed interest starting at 1.9 percent APR. In addition, qualified applicants can be approved for interest-free loans for 3, 6, 12, or 18 months.

Like CareCredit® the benefits of Capital One® Healthcare FinanceT include flexible terms, varying payment schedules, low monthly payments, and no prepayment penalties. Patients interested in this plan can apply online or get more information at our office in Astoria.

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Flexible Spending Accounts

Check to see whether your employer offers a medical spending account. Medical spending accounts allow you to cover your cosmetic dentistry treatment cost using pre-tax income that is set aside for medical expenses.

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Insurance Coverage

Our staff is happy to assist you in determining whether your cosmetic dentistry treatment cost will be covered by your insurance company. If the treatment is covered by insurance, we will help you file your claim.

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Learn More about Cosmetic Dentistry Financing Options

At, we are committed to helping our patients afford premier dental care by offering cosmetic dentistry financing plans that spread the cost of treatment over time. Please contact our New York City practice to learn more about any of the financing plans mentioned above, or to schedule a complimentary consultation with Dr. Gene Caiafa Jr. and Dr. Wayne M. Said.